Reading MDR lines without losing the learner trail
Merchant discount rates shrink settlement totals. Keep the learner ID attached or your analytics and ledger will diverge.
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Field Notes
Practical notes on EdTech payment reporting, settlement quirks, and audit preparation for Malaysian learning businesses.
Refund timing and Malaysian EdTech close calendars
Refunds posted after class start create timing differences that look like revenue errors if nobody records the cut-off rule.
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Preparing settlement files before an audit week
A short checklist so your first audit week is spent reading numbers, not hunting missing CSVs.
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Why gateway totals rarely match enrolled seats
Scholarship offsets, partial captures, and delayed settlements quietly pull tuition reports away from enrolment counts.
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